The Consumer Financial Protection Bureau (CFPB) is the government agency that moderates the collection and sharing of credit data. They have a wide range of responsibilities in addition to this, including:
Writing rules, supervising companies, and enforcing federal consumer financial protection laws.
Restricting unfair, deceptive, or abusive acts or practices.
Taking consumer complaints.
Promoting financial education.
Researching consumer behavior.
Monitoring financial markets for new risks to consumers.
Enforcing laws that outlaw discrimination and other unfair treatment in consumer finance.
You can visit their website at http://www.consumerfinance.gov
