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FAQs
Q:
How many credit bureaus are there?
A:

There are a total of 3 credit bureaus you need to concern yourself with: Equifax, Experian, and TransUnion. There may be a other smaller credit bureaus that collect your data, but you will likely never need to communicate with them.

Q:
Is there a guarantee that you can fix my credit?
A:
We have been able to satisfy every one of our clients.  

However, even with a high level of customer satisfaction, we cannot guarantee that we will be able to fix every item on your credit report---and you should be wary of any company that says they can. A great credit repair company is like a great attorney: they cannot guarantee you a win, but they have a high win rate that speaks for itself.

 

Nevertheless, our guarantee is that we will do our best to fix all items we agreed to fix. If we are unable to successfully dispute any items, you will not be charged for them.

Q:
How will I receive updates on my file’s progress?
A:

You will receive a phone call about once a month from one of our representatives, who will go over the current status of your file. Additionally, if you have provided us with an email address, you will receive a status report each time there is an update on your file.

 

You are also welcome to contact our office or your assigned consultant at any time to inquire about your status.

  Click here to view a sample of an emailed status report.
Testimonials

Andre
"I just want to thank MetroFund Financial and Orlando for helping me restore my credit and my girlfriends' credit as well. They addressed every single collection account and because of them we no longer have bad credit. Thank you again."
     
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26 September 2016

Duke

"Just wanted to thank Orlando Perez for helping me get my credit back on track. Now I can finally work on purchasing my first home. Take a chance and give him a call; you have nothing to lose and everything to gain. Save yourself the headache and let them dispute the problems. Thanks again bro!"

     
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6 July 2016

Veronica

"I want to thank Orlando Perez and MetroFund Financial for helping me clean up my credit. Because of them I was able to refinance my car loan and go from 11% interest rate down to 2% interest rate. I highly recommend them; they have great customer service but most importantly they DELIVER RESULTS!!"

     
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21 May 2016

Tomika

"First off, I would like to say how amazingly helpful and professional Sara has been throughout my credit repair process! She is always there to answer any and all questions I may have. I admit I was skeptical at first but began to see results within the FIRST MONTH and I knew I had made the right choice by choosing MetroFund Financial!"

     
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24 February 2016

Kim

"I highly recommend Orlando. He has already fixed my credit and is currently working on several family members. BEST INVESTMENT SOMEONE CAN MAKE!"

     
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31 December 2015

Michael

"I wanted to thank MetroFund Financial and Sara for all they have done for me. I am now getting offers to refinance my car at 1.99%. I am now looking to refinance my car and possibly go house shopping after tax season is over. I am so excited seeing my credit scores jump from mid 600s to mid 700s and growing. Thank you again guys."

     
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22 December 2015

Robert

"I do not miss the days of worrying whether or not I would qualify due to my credit. Pablo & MetroFund Financial have opened more doors for me that I can count. New home, new car, credit cards, peace of mind...Thank you!"

     
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2 November 2015

Angie

"I just wanted to thank you for fixing my husband's credit after Curacao ruined it! You helped increase his score by like 50 points! Thanks!"

     
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24 October 2015

Victor

"I am really happy I found MetroFund Financial. First month in and already I am seeing deletions on my reports. Thank you, MetroFund Financial."

     
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21 October 2015

Aracely

"Thank you MetroFund Financial... I'm in awww with my results. Greatly appreciate your hard work. Pablo Perez you're awesome! ...Happy customer."

     
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2 October 2015

Javier

"My credit has been horrible for the last few years. No one would approve me for anything. I went to see Pablo at MetroFund Financial and they were able to help improve my credit score to the point where I’m now receiving credit card offers. Recently I was approved for 3 new credit cards, and my credit scores continue to climb. Thanks for all your help."

     
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2 October 2015

Alice

"Thank you MetroFund Financial for helping me remove the BK from my credit. So excited to have flawless credit again."

     
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22 September 2015

Jose

"Thanks for fixing our credit. We just got qualified for a 250k loan to buy our home here in Phoenix. MetroFund Financial is the real deal."

     
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19 August 2015

Adam

"Just to keep you updated, my wife was able to refi her car and was awarded the lowest interest rate they offer at the credit union. Thanks again, you guys are awesome."

     
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14 July 2015

Donald

"Hey Pablo, I just wanted to say thank you to you and the whole team at MetroFund Financial. I recently was approved for my new car, thanks to you and your team. I was able to get my interest rate lowered by 14%!!! What you guys do is definitely a great thing. Keep up all the hard work."

     
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10 July 2015

Jayne

"I HIGHLY recommend Pablo Perez and his team at MetroFund Financial. After reviewing my report, I can't even tell you what a relief it is to see these fraudulent accounts deleted!!!!!! Identity theft is no joke and it literally took less than 45 days when I have worked hours upon hours upon years!!!! A couple more to go and I'm FREE!!!!"

     
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9 July 2015

Steven

"I had my credit repaired by Pablo and Orlando Perez from MetroFund Financial. They raised my credit from a low 600 to a 700 and I was able to get Tier 1 financing from South Coast Toyota. I'm very thankful for them. If you are looking forward to having your credit repaired, I would highly suggest going with Pablo and Orlando."



     
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4 June 2015

Lamberto

"I got in contact with Pablo Perez and his team over at MetroFund Financial... I was able to get my credit score from the 600's over into the 700's, which made my dream become true. I am about to buy my house! The service was excellent: from communication on my status to educating me on the process. Thank you for everything and I will definitely be recommending your services to others!"

     
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3 June 2015

Alex

"Words can't express how much I want to tell you THANK YOU.........Thank you for helping me fix my credit. You and your team members have gone above and beyond helping me out. I'm 100% satisfied with you and your team members on doing such a great job. I'm spreading the word on what you do to help people out. On top of that I wanted to say THANK YOU for taking the time and listening to my concerns and problems of what's going on in my life. Your advice and suggestions have helped me choose wisely in making choices that are going to be POSITIVE in my life now. THANK YOU and God Bless."

     
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11 May 2015

Toan

"For anyone out there that is in need of fixing their credit: Contact Pablo Perez. Few years ago I went through undue financial stress and because of that I trashed my credit! Recently, I reached out to the most respected credit repair company in the world MetroFund Financial. They literally made my credit look so good that when I recently purchased a new car, they were so blown away with my credit score in how perfect it looked! We qualified for the best rates! Contact Pablo Perez. You won't regret it!"

     
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11 May 2015

Ana

"I received a call yesterday from someone in your office stating that my credit repair is complete. Thank you so much for your help and hard work in getting this done! I am forever grateful because I didn't think it was possible. Your team is amazing!"

     
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11 March 2015

Eloisa

"I was a victim of ID theft a few years back and my credit was completely ruined, until Pablo and his team stepped in. I made countless attempts to contact the credit companies to prove that I was a victim; however, all my attempts failed. Finally, now after 7 years with bad credit, the nightmare is over. All those dreadful marks are gone and I can finally resume my life, pursue my career and one day buy a home. Thank you Pablo for all your help."

     
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24 February 2015

Debra

"We appreciate you guys helping us with our foreclosure; we were able to qualify for a loan so that we can purchase our home here in Orange, CA. It was worth every penny."

     
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7 February 2015

Lilia

"Thank you for helping us clean our credit, we finally are homeowners in Palmdale, CA because you helped us out. Thank you for also coaching us along the way to strengthen our credit."

     
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7 February 2015

Carlos P.

"Thank you for all your help with my credit. You guys truly helped change my life. Now I'm able to apply for credit knowing I won't get turned down."

     
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25 January 2015

Diana (Lending Sales Manager)

"I have never referred anyone to a credit repair company. I have been in the mortgage business for a long time now and wouldn't dare. When I met Pablo Perez in my networking group, I told him basically I probably would never refer anyone to him. [...] Well, I say Pablo more than delivered and my clients have an offer out for their next home purchase. Pablo is a true professional. I will refer all my clients that need credit help to him! Thank you Thank you Thank you."

     
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4 December 2014

Ismael

"MetroFund Financial assisted me with a few tax and child support liens that were appearing on my credit report. Mr. Haro worked miracles for me and my family in just 2 months. I’m a true believer, and I’m living proof. Thanks Guys!"

     
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2 August 2014

Nathan

"I highly recommend Pablo for credit repair. If it wasn’t for him fixing my credit, I wouldn’t be qualified to purchase my new home and buy a new 2015 car. When they say you have a second chance in life of fixing your credit, it is true. I was really skeptical like everyone should be, but it sure paid off."

     
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27 June 2014

Karla (Real Estate Agent)

“I want to thank Pablo Perez & his team at MetroFund Financial for doing an amazing job. I referred him 2 of my clients, initially their FICO scores were at 560, in less than 90 days, they were able to increase their FICO scores 90 points. Now my clients are ready to buy! Thank you so much for such an outstanding job.”

     
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5 June 2014

Gus

"While I was deployed overseas a few creditors decided to ignore my circumstances and reported my status to several collection companies. On and off for several years I tried to dispute the items and failed every time. I was recommended to MetroFund Financial by a friend. I was skeptical since I heard so many myths and rumors about companies out there who take advantage of people with bad credit but Pablo sat down with me and educated me on the subject. Long story short they did exactly what they said they were going to do. I recommend their services to everyone I know or run into who are in the process of fixing their credit."

     
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4 June 2014

Dale

“I am grateful to MetroFund Financial, you guys are truly amazing. Knowing that you could have a hard time in life and still be able to get back up on your feet. Thank you so much! Everyone should use MetroFund Financial for credit restoration; after five months of working on my credit, my score is in the mid 700’s, which is considered Tier 1 credit.”

     
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1 June 2014

Leticia (Loan Officer)

“3 items were removed from one of my clients report within 30 days!!! That’s HUGE!!! Great Credit Repair Specialist.”

     
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23 May 2014

Lety (Loan Officer)

“Pablo and his team are true professionals!!! They speak the truth and are pretty accurate with estimated time frame on your FICO score increase results! Spread the word to your friends and family!”

     
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10 May 2014

Mayra

“I just want to take the time to thank Pablo Perez and MetroFund for helping me with my credit. I want to start off by saying I was a little worried in the beginning but after a few months I have started to see some good progress on my credit report. I have made the best decision in hiring Pablo with MetroFund to fix my credit.”

     
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5 April 2014

Brenda

“I started off with a credit score of like 548 or maybe even lower in late February... collections and a tax lien.. several have already been removed in just a few months and my credit score is now in the top 600... with great help from METROFUND Financial I am well on my way to what my buddy Pablo calls the 700 club.... I can't wait to purchase my home and most importantly financial freedom... I AM VERY HAPPY AND SATISFIED with the outcome so far.”

     
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1 March 2014