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FAQs
Q:
How many credit bureaus are there?
A:

There are a total of 3 credit bureaus you need to concern yourself with: Equifax, Experian, and TransUnion. There may be a other smaller credit bureaus that collect your data, but you will likely never need to communicate with them.

Q:
Is there a guarantee that you can fix my credit?
A:
We have been able to satisfy every one of our clients.  

However, even with a high level of customer satisfaction, we cannot guarantee that we will be able to fix every item on your credit report---and you should be wary of any company that says they can. A great credit repair company is like a great attorney: they cannot guarantee you a win, but they have a high win rate that speaks for itself.

 

Nevertheless, our guarantee is that we will do our best to fix all items we agreed to fix. If we are unable to successfully dispute any items, you will not be charged for them.

Q:
How will I receive updates on my file’s progress?
A:

You will receive a phone call about once a month from one of our representatives, who will go over the current status of your file. Additionally, if you have provided us with an email address, you will receive a status report each time there is an update on your file.

 

You are also welcome to contact our office or your assigned consultant at any time to inquire about your status.

  Click here to view a sample of an emailed status report.
Who Are We?
MetroFund Financial, Inc. is a multi-service financial firm located in the heart of Orange County, CA. Our primary service is credit repair.
 
In addition to being able to repair your credit, our company can offer what few others can: a one-stop shop where you can have your credit restored to an optimal score level, assistance in shopping for a home afterwards, and getting your home loan funded. This saves you the time and headache of searching for a reputable agent and lender. And because we work directly with lenders, clients can be sure they will be offered the best rates possible!
 
Whether you are looking to purchase a home, a car, or to be approved for new lines of credit, with over 15 years of experience in the industry, we are confident we can help you achieve your goal!
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Your Credit Score
  • Payment History
  • Utilization Ratio
  • Length of Credit History
  • Recent Activity
  • Types of Accounts
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Your Credit History

Your credit history is the single most important portion of your credit profile. In fact, it alone accounts for one-third of your credit score calculation.

What is credit history? It is a detail of all financially-related activities you’ve had in the past. This includes, but…

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Why Your Credit Matters

When it comes to credit, there are two types of people: those who care about it and those who don’t. Regardless of which group you are in, you can be assured you will be affected by it in one way or another and more so if you are trying to get ahead in life. Your credit profile can matter in the following situations…

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Testimonials
Andre
"I just want to thank MetroFund Financial and Orlando for helping me restore my credit and my girlfriends' credit as well. They addressed every single collection account and because of them we no longer have bad credit. Thank you again."
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26 September 2016
Duke

"Just wanted to thank Orlando Perez for helping me get my credit back on track. Now I can finally work on purchasing my first home. Take a chance and give him a call; you have nothing to lose and everything to gain. Save yourself the headache and let them dispute the problems. Thanks again bro!"

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6 July 2016
Veronica

"I want to thank Orlando Perez and MetroFund Financial for helping me clean up my credit. Because of them I was able to refinance my car loan and go from 11% interest rate down to 2% interest rate. I highly recommend them; they have great customer service but most importantly they DELIVER RESULTS!!"

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21 May 2016
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